Terms of use and legal disclaimer
By accessing this website of First Swiss Holderbank Ltd. ("FSHB Website") you agree to be legally bound by these terms of use / disclaimer ("Terms of Use").
Please also consult the applicable additional legal information for your relevant country.
If you do not agree to these Terms of Use, do not proceed to further web pages of the FSHB Website.
These Terms of Use as well as the information and materials contained in the FSHB Website are subject to change from time to time without notice.
Access Subject to Local Restrictions
The FSHB Website and all information and functionality contained within it are not directed at or intended for use by any person resident or located in any jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such jurisdiction or (2) such distribution is prohibited without obtaining the necessary licenses or authorizations by the relevant subsidiary, or affiliate office of FSHB and such licenses or authorizations have not been obtained.
Status of First Swiss Holderbank Ltd.
First Swiss Holderbank Ltd. is a Swiss company limited by shares. First Swiss Holderbank Ltd. is engaged in regulated asset management and wealth management activities. First Swiss Holderbank Ltd. is not a bank or a security broker. First Swiss Holderbank Ltd. does not hold a Swiss banking license.
Services and Products
Products and services displayed on the FSHB Website may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions such as sales restrictions or key specific notes for further information.
Any materials available on the FSHB Website have no regard to the specific investment objectives, financial situation or particular needs of any specific recipient. Any report available on the FSHB Website is published for information purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. Unless specifically stated otherwise, all price information is indicative only. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the materials, nor are they a complete statement of the securities, markets or developments referred to herein. The materials should not be regarded by recipients as a substitute for the exercise of their own judgment. Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of FSHB as a result of using different assumptions and criteria. FSHB is not under any obligation to update or keep current the information contained herein.
No Offer
The information contained in the FSHB Website is just for informational purposes. No information published on the FSHB Website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever.
FSHB does not intend to provide investment, legal or tax advice through the FSHB Website and does not represent that any securities or services discussed are suitable for any investor. When making a decision about your investments, you should seek the advice of a professional financial advisor.
Forward Looking Statements
The FSHB Website may contain statements that constitute "forward looking statements". While these forward looking statements may represent FSHB judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from FSHB expectations. FSHB is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward looking statements whether as a result of new information, future events, or otherwise.
No Warranty
The information and materials contained on the FSHB Website are provided "as is" and "as available". FSHB makes no representations or warranties of any kind, either express or implied, with respect to the information and functionality contained in the FSHB Website, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, FSHB does not warrant the accuracy, timeliness, completeness, reliability or availability of the FSHB Website or the information or results obtained from use of the FSHB Website, or that the FSHB Website is virus-free or error-free.
No Liability
To the fullest extent permitted by law, in no event shall FSHB or any of its directors, employees or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of these web pages, even if FSHB has been advised of the possibility of the same.
Links
The FSHB Website may contain third party content or links to third party websites. These content and links are provided solely for your convenience and information. FSHB has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness. FSHB shall have no liability for third party content or websites or websites linking to or framing the FSHB Website.
Social Bookmarks
The FSHB Website may contain Social Bookmarks which are identifiable by means of respective buttons. Social Bookmarks allow users of certain social media platforms to post links of selected FSHB web pages on their corresponding social media profile in order to bookmark them or share them with their social media contacts. If you use Social Bookmarks you will be sending identifying data to the respective social media platform. Any comments or activity arising from persons using Social Bookmarks is not controlled, endorsed or monitored by FSHB and FSHB shall not be responsible or liable for such. Persons who share FSHB communications via Social Bookmarks are not authorized to speak for or represent FSHB and their views and opinions must be regarded as strictly their own and not FSHB's. In addition, the provisions in these Terms of Use relating to Links also apply to Social Bookmarks.
Intellectual Property Rights
FSHB, or the applicable third party owner, retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the FSHB Website. Individual pages and/or sections of the FSHB Website may be printed for personal or internal use only, and provided that such print outs retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way for commercial or public purposes in whole or in part any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the FSHB Website without the prior written permission of FSHB. Systematic retrieval of content from the FSHB Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to the FSHB Website without written permission from FSHB is prohibited.
The key symbol and FSHB are among the registered and unregistered trademarks of FSHB. Other marks may be trademarks of their respective owners. Except as noted above, you may not use any trademarks of FSHB for any purpose without the written permission of FSHB.
Electronic Communication (E-Mail)
The Internet is an universally accessible medium. Ordinary E-mail messages sent over the Internet are neither confidential nor secure. They may be viewed by third parties, lost, intercepted or altered. E-mails may circulate across national borders, even if both sender and recipient are located in the same country.
You are therefore recommended to communicate with FSHB by using a secure channel if such channel is provided by FSHB. In no event should you use ordinary E-mail to transmit personal or confidential information such as any account related data.
Unless explicitly stated otherwise, FSHB does not accept any orders or instructions sent by E-mail or any other electronic messaging system. FSHB shall not be liable to you or anybody else for any damages incurred in connection with any messages sent to FSHB using ordinary E-mail or any other electronic messaging system.
Severability Clause
To the extent that any provision of these Terms of Use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed not to be part of this disclaimer but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these Terms of Use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these Terms of Use in any other jurisdiction.
Conflict with Additional Terms
Certain web pages or areas on the FSHB Website may contain additional terms, conditions, disclosures and disclaimers (together "Additional Terms"). In the event of a conflict between these Terms of Use and the Additional Terms, the Additional Terms will govern for those web pages or areas.
Local restrictions on access to the FSHB website
The FSHB website is not intended for persons who are subject to the law of a jurisdiction that prohibits the publication of or access to the website. Persons to whom such restrictions apply are not permitted to access the FSHB website. The restrictions apply in particular to citizens of the United States of America (USA) and the United Kingdom (UK) and to persons who are resident in the USA or the UK.
Terms of use and legal information
By accessing the website of the website of the First Swiss Holderbank Ltd. ("the FSHB Website"), you declare that you have understood and agree to the following terms of use and legal information. If you do not agree to the terms and conditions, please do not access this website.
Copyright
All copyright and other rights relating to the entire contents of the FSHB Website are reserved exclusively and in full to FSHB. " FSHB " and the FSHB logo are registered trademarks. Use of the FSHB Website will not give the user rights to the contents or registered trademarks or any other part of the website. Pages may only be downloaded or printed out if the full source is quoted. Any other use, and in particular the reproduction or publication, in full or in part, for public or commercial use, is only permitted with the prior written agreement of FSHB and provided that the source is quoted in full.
The information does not represent an offer
The information and views published on the FSHB Website do not represent an invitation, offer or recommendation to use a service, to buy or sell investment instruments, or to effect other transactions.
The information should not be used as a basis for decision-making
The FSHB Website should not be used as investment advice or as any other basis for deciding legal, tax or other matters requiring advice. Please note that past performance is not necessarily an indication of future performance. No investment or other decision should be taken based upon this website. You should contact your account manager before taking a decision.
No warranty is given
FSHB takes all reasonable steps to ensure the accuracy of the information published, but no warranty is given as to the accuracy, reliability or completeness of the information and views contained on the FSHB Website. The FSHB Website may be changed at any time and without prior notice.
No guarantee is given
In addition, FSHB is not responsible for ensuring and does not guarantee that the functions on the FSHB Website will be error-free and will not be interrupted, that errors will be rectified or that this website and the server will be free of viruses and other harmful components.
Exclusion of liability
FSHB will not be liable for loss or consequential loss, including in the case of negligence, resulting from or connected with access to or use of the FSHB Website, or resulting from or connected with the fact that it is not possible to access or use the FSHB Website.
Links to other websites
FSHB has not checked the other websites linked to the FSHB Website and accepts no responsibility for their contents. If you activate certain links, you will leave the FSHB Website at your own risk.
FSHB cannot exclude the risk of e-mails sent to the FSHB Group being read, altered, sent to a different address, falsified or destroyed by third parties. FSHB declines any liability for data transfer by e-mail.
Call Recording
Please note that telephone calls are recorded and whenever you call us we shall assume that we have your consent to this.